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Start Your Journey To Financial Recovery

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Take Back Control of Your Finances

The stress of living with debt is an all-too-common frustration facing people from all walks of life. We work with you to help you overcome these challenges and regain control over your financial freedom.
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Consumer Proposals

Consumer proposals can only be administered by Licensed Insolvency Trustees. These proposals are comprehensive solutions to many debt challenges, reducing debt payments to a single monthly payment.
About Consumer Proposals
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Personal Bankruptcy

Personal bankruptcy is often misunderstood, which causes unnecessary stress and worry. If you’re worried about declaring bankruptcy and feel it’s your only solution, we can help you find alternatives, or help you navigate this process.
Understanding Bankruptcy
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Debt Counselling

Managing debt is easier than you think. At Baker Tilly Ottawa Ltd., we’re committed to helping you develop useful debt and finance management techniques to give you greater control over your finances.
Our Debt Counselling Services

How We Help You

Our Licensed Insolvency Trustees are ready to help you navigate everything from tax debt with the CRA to leftover student loan debt and everything in between. Learn more about some of the challenges we successfully help our clients navigate.
Tax Debt
We effectively negotiate the ins and outs of Canada Revenue Agency laws and regulations to get you relief from CRA’s collections, garnishments, and tax liens. CRA garnishments are immediately stopped. Income tax and HST debts, typically, are dramatically reduced or eliminated in their entirety.
Frozen Bank Accounts
Stop wage garnishments and unfreeze bank accounts with our licensed bankruptcy and consumer proposal services. You will once again have use of your bank account and receive your entire pay!
Collection Calls/Lawsuits
Get immediate relief from harassing creditor phone calls and lawsuits with our Licensed Insolvency Trustee and consumer proposal services.
Negotiate with Creditors
We will work with you and your creditors to craft a consumer proposal they can accept and you can afford. While each consumer proposal is unique, it is very common to be able to reduce, with our assistance, unsecured debts owed by at least 50 to 75 percent.
Students Loans
Your working life should not begin shackled by unmanageable student loan debt. Our solutions allow you a fresh start.
Credit Card Debt
Beware the credit card trap—high interest rates and minimum payments that barely reduce the principal. Bankruptcy could have you debt free in only 9 months, a consumer proposal in 5 years or less.
Mortgage Debt
A home can be the biggest investment you will ever make, but it may become an onerous debt burden. Get immediate relief from overwhelming mortgage stress with our licensed bankruptcy and consumer proposal services.
Payday Loans
Extremely high interest rates often make it impossible to pay these loans. Our money management counselling services will teach you how to avoid bad debt and how to make wise spending decisions. Bankruptcy could have you debt free in only 9 months, a consumer proposal in 5 years or less.
Bank Loans
Banks are quite eager to lend money and equally quick to put delinquent loans into collections. Get immediate relief from harassing bank phone calls and lawsuits with our licensed bankruptcy and consumer proposal services. Bankruptcy could have you debt free in only 9 months, a consumer proposal in 5 years or less.
Wage Garnishments
Unpaid taxes or debts may result in your wages being garnished, or docked, to directly pay off your debts. We can help put an end to this, putting more money in your pocket! Garnishments are immediately stopped. Income tax, HST and other unsecured debts are typically dramatically reduced or eliminated in their entirety.

Latest News and Tips
Budgeting
Debt
How Bankruptcy and Consumer Proposals Impact Student Loans

Plus Tips For Paying Off Student DebtThe average student loan debt is approximately $27,000, depending...

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August 26, 2020
Budgeting
Consumer Proposals
Debt
Personal Bankruptcy
Tips for Staying Debt Free Post-Bankruptcy or Consumer Proposal

Building Healthy Debt and Credit Habits to Maintain Financial HealthAfter finally completing your bankruptcy...

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August 12, 2020
Personal Bankruptcy
How to Know When It’s Time to Consider Bankruptcy

Weighing the Pros and Cons of Filing for Bankruptcy in CanadaWhen your debt has spiralled out of control...

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August 4, 2020
Debt
Personal Bankruptcy
The Different Types of Discharge from Bankruptcy

Moving Forward and Thriving After Being Discharged from BankruptcyGoing through personal bankruptcy...

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July 12, 2020

View All Articles

We’re Here To Help You

At Baker Tilly Ottawa Ltd., our priority—our mission—is your health and well-being. We know how challenging, frustrating, and embarrassing debt issues can be, and how they can be a cloud hanging over every decision you make. But beyond that, debt makes planning for the future difficult. If you’re having trouble saving money, putting cash aside for a vacation, or investing in your or your child’s future education, debt can feel like a weight pulling you down.
You don’t have to go it alone! The Licensed Insolvency Trustees at Baker Tilly Ottawa Ltd. are here to help you overcome debt challenges and regain control over your personal finances, letting you plan and save for the things that matter in your life. We want to help you succeed!

Contact Us Today

Are you ready to get started with meaningful debt solutions? Fill out our contact form below to get started about who you are and your challenges, and one of Baker Tilly Ottawa Ltd.’s representatives will get in touch with you to discuss your situation and how we can help you.
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Expert Help To Resolve Your Debt Crisis

Our expert team is made up of Chartered Professional Accountants, Licensed Insolvency Trustees, and Proposal Administrators. We’re a dedicated team committed to resolving your debt and debt-related crises. Our services are informed by years of experience and depth of knowledge in accounting, taxation, finance and insolvency, all tempered with compassion and care. Simply put, we want to help you! Whether you’re looking to put a stop to harassing phone calls, wage garnishments, or collection lawsuits, we’re ready to help you find a solution that gets you back on your feet and puts you at ease. It all starts with a consultation!

Our Team