Debt Counselling in Ottawa

Our three-step approach to debt management begins with an honest assessment of your finances. From there, we make recommendations based on your needs and unique situation. We strive to provide insightful and actionable advice that you can use to regain control of your finances and effectively manage your debt. Finally, we help you develop and enact a plan to get you back on track—and stay there!

Are your wages being garnished? We’ll help you put a stop to it! As Licensed Insolvency Trustees, we have the authority to immediately put a halt to these deductions from your pay. We’ll help you get the financial relief you need to get back on your feet and effectively manage your debts so that you can rebuild your finances.

The only thing worse than not being able to repay your debts is the constant, incessant stream of reminders that comes your way, courtesy of collection agents. They’re annoying at best, and downright embarrassing at worst. We put a stop to them!

Credit card debt is maybe the biggest single cause of debt-related anxiety in the world. Thankfully, as with other debts you’re struggling to repay, a consumer proposal can help you become debt free and give you the fresh start you’ve been waiting for.

Tax debt is scary. It’s a serious financial problem, and the Canada Revenue Agency has almost limitless resources to collect from you. They can enact wage garnishments, demand payment in full, or create difficult repayment terms. Our Trustees are here to help you repay tax debts and find solutions to these frustrating problems.

Student loan debt has become so common it’s almost second-nature to bring it up when discussing education. No matter the cause behind it, there are far too many former students saddled with copious debts that they struggle to repay. Thankfully, we can help! Our debt counselling services and consumer proposal expertise provide effective solutions to troubling debts.